Markets move in cycles. Anyone currently invested in a portfolio of local equities or listed property would know that we’re currently in a prolonged downturn, where returns over the last 3-5 years have been dismal. In times like these, the last thing you want is to be drawing down capital, locking in those losses. Whether you’re retired and require an income to live off, or are saving for a future goal, investing in a portfolio that delivers an income stream means you can ride out these storms. Metope CEO Liliane Barnard elaborates.